What Should You Do When Your Identity Is Stolen: Learn 7 Important Steps
Reports have indicated that identity fraud is a problem that is on the rise. Well, it is such a big problem but unfortunately, it doesn’t seem like its going to get solved anytime soon. This means that you need to be alert and keen. The best thing is that there are essential steps you can always take to ensure that these fraudsters do not jeopardize your identity. When fraudsters steal your identity, it can be risky and it could lead to financial losses. Lucky for you, there some tips that could assist you. Read This article to the very end and understand the important steps that one needs to take once their identity has been stolen.
For one, ensure that you have notified companies about your stolen identity. There is no harm in taking action really quick. There is no way you will know about your identity being stolen and keep cool until you hear about a faudster activity. These fraudsters are normally very fast as they avoid getting caught. Thus, ensure that every relavant company knows about your identity theft. With account takeovers, the information on your card can be compromised. For instance, calling your card issuer will enable them to take some action that will keep the fraudsters away from getting more of your information.
As well, ensure that you file a report with the Federal Trade Commission. They deal with identity theft cases. They do not deal with the criminal charges but will definitely provide information to law enforcement that will help in tracking the fraudsters. When you need to file a report you just log in to their website. They will provide you with a recovery plan. You will then be issued with forms and letters helpful in filing a report with the police and also disputing fraudulent charges. view here for more
Filing a report on the theft with the police is also essential. There will be documentation and the police can assist you. click here for more
Additionally, ensure to place a fraud alert especially with the main credit bureaus. Institutions can therefore know that your identity may be compromised. click here
Still, make a point of freezing your credit. No one can access your credit report if you do so. Just call the major bureaus and request them to do so. . discover more
Always tighten security when it comes to accounts. Avoid making use of one password for all accounts as this can be easy to guess. click for more
You can also seek the guidance of an identity theft attorney.